$459,000  Mountain Home, Idaho
Welcome to your dream property nestled near the picturesque Anderson Ranch Reservoir and the world class trout fishery on the South Fork Boise River! This stunning parcel offers an unparalleled opportunity to own a slice of paradise, adjacent to public land, in the heart of Idaho’s natural bounty. Immerse yourself in the tranquil waters, surrounded by breathtaking scenery, and experience the thrill of landing trophy-worthy trout. Hunters will find themselves in a paradise for upland game bird hunting and (OTC) elk and deer hunting opportunities. Off road enthusiasts can explore nearby public lands with miles of motorcycle, UTV and snowmobile trails. Don't miss out on the chance to own this extraordinary 54-acre property. With its unmatched natural beauty, diverse recreational offerings, and proximity to urban amenities, this property is an absolute gem. Parcel just 10 minutes to South Fork Boise River and Reservoir Boat Ramp , 1 hour to Boise. 1.5 hours to Sun Valley and only 20 minutes to Mountain Home.
Call Steve Claridge 208-539-2833

$529,900  Caldwell, Idaho
This inviting home combines comfort and luxury. The interior embraces high ceilings, open living/split bedroom floorplan, with a kitchen that’s perfect for any gathering! Large primary suite is a quiet sanctuary with soaker tub, walk-in shower and generous size closet. Separate second story bonus room, and adjoining bedroom is a multipurpose flex space. Covered outdoor kitchen has all the trimmings for barbecues and parties. Or just chill in the shaded backyard around the firepit and enjoy the relaxing hot tub. 775 sf garage with 3rd bay workshop and wood burning stove will accommodate all your toys and projects! A convenient location, in a pride of ownership neighborhood, makes for easy commuting, downtown fun, or heading to the mountains!
Call Sherry Tarrant 208-369-0815
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Eagle Idaho is a desireable, upscale community nestled along the base of the Boise foothills. Eagle offers high-end, quality-crafted homes, fine dining, boutique shopping and a friendly community. The Boise river meanders through Eagle and you'll often find folks walking the greenbelt or enjoying a peaceful picnic along the banks. Eagle offers convenient access to the entire Treasure Valley and provides direct routes to northern ski areas, foothills hiking, river rafting and other fun Idaho outdoor activities. If you prefer newer construction homes in an upscale market then Eagle is the place for you. Pictured above is Rembrandt’s Coffee House in Eagle’s quaint downtown area.
The North End
North Boise is one of the most sought after communities in the Boise area. Affectionately referred to as The North End, here you will find classic architecture and character in the turn of the century and early 1900's era homes. Many homes in The North End have been fully restored to their original condition with a complementary touch of modern conveniences. If you enjoy tree-lined streets, patio-dining at corner restaurants and quiet and peaceful neighborhoods then be certain to see a few Boise homes in this area during your visit. Pictured above is Boise’s historic Harrison Boulevard which runs from Boise’s thriving downtown through the heart of The North End.

$449,990  Nampa, Idaho
Seller is offering a $10,000 concession towards buyers interest rate buydown or closing costs! HALF ACRE corner lot with just one neighbor. Located in a beautiful, highly sought after South Nampa neighborhood of Pheasant Hollow. Large 0.46 acre lot, huge fully fenced backyard (vinyl), with extra wide 2 car attached garage. Single level 3 bedroom with a split living layout and additional office space. Vaulted ceiling in master bedroom, separate shower & bath, double sink vanities and walk in closet. Open floor plan living room/kitchen layout. New carpet throughout the house. New paint from ceilings down to base boards including kitchen cabinets. Backyard slider entrance, laundry room off garage entrance. Convenient location, only 25 min to Boise airport, 13 minutes to Red Hawk Golf and 16 minutes to Costco.
Call Grant Presol 509-592-5521

$620,000  Parma, Idaho
This is 9 acres of fun. This home is move in ready. Features an all new kitchen, bathrooms, floors, roof, siding, and windows. Fresh paint! The outside is ready for you to make it just how you want it. Cut dirt bike trails! Raise a garden. Raise those farm animals. Motivated seller bring your offers. The views are amazing!! No HOA.
Call Monday Platter 208-401-5269

$499,000  Meridian, Idaho
Open House Saturday & Sunday 1-4pm. A real beauty & move in ready. .25 acre home site 1724 sf, this 3 bedroom, 2.5 bath boasts 3 car garage with a drive through garage door to an RV pad 30 amp 120v RV hookup. Bright spacious living room. Kitchen has new granite counters, breakfast bar, eat in dining & walk in pantry. Family room designed to entertain & opens to new huge patio covered by a 20 X 12 foot metal gazebo. 220 outlet. Primary bdrm w/ walk in closet & French doors to lush backyard. Solid wood doors, oil rubbed bronze hardware, upgraded appliances, new flooring, newer exterior paint, new roof & HVAC make this home better than new. & brand new heated, cooled & insulated shop on concrete. 2 garden sheds, drip irrigation & Pressurized irr.
Call Marty Siebertz 208-336-9600

$5,995  Boise, Idaho
Enjoy resort like living in this 4 bedroom, 3.5 bath home on a private lake with access to the Greenbelt. Custom kitchen with 3 ovens, granite counters, island, wine rack and formal dining make entertaining easy. Fun for all ages in the beautifully landscaped backyard with pickleball, basketball, hot tub, pontoon paddle boat, and a floating dock to dive or slide into the lake. Den/ office space and oversized 3 car garage for all your toys. Partially furnished with beds and fully stocked kitchen.
Call Taylor Jackson 661-755-0663

$295,000  Cascade, Idaho
On top of the world! This 1.7 acres of wooded land features granite boulders, pre-designed building sites & potential for a family compound. Peacefully nestled on the property is a huge deck overlooking breathtaking views of Cascade Lake & West Mountain. Plenty of room for RV parking & toys. This rare find includes a 22' Lance travel trailer so you can camp now and build later! Carefree living with no HOA's or CC&R's. Includes a permitted septic system connected to the trailer. Close to Lake Cascade, boat ramp, ATV & snowmobile trails, Cascade & Tamarack Ski Resort. Private road access with County maintained road for year-round access below. Once you've found yourself sitting on the deck, you'll never want to leave. Property next door is available for sale with same owner. Watch for wildlife as deer and fox live in the hood. Just 80 miles from Boise and you'll leave the city life behind. This is your own private Idaho!
Call Marty Siebertz 208-336-9600

Other recent posts:
June 12, 2023
There’s a lot to consider when deciding if you should rent or buy a home, and in the current environment, it’s getting trickier to decide. Given economic uncertainty, recession fears, high interest rates, and conflicts/instability throughout the world, you may think now is not the time to invest in a home, but conside this:
• Idaho is the fourth most expensive state for renters, where renters have experienced an average 41% increase in prices over the past three years.?(MovingFeedback analyzed data from Zillow.com)
• Rents are expected to grow more than home prices in 2023, according to Realtor.com
• Mortgage rates are likely to decline through 2023, although they will remain volatile as the markets react to economic data on inflation and employment
• Investor activity is cooling off since the hot market of 2021
• Sellers are more flexible on price and other terms and conditions

Drilling Down
A 41% increase in rental prices equates to paying on average almost $475 per month over what you paid just 3 years ago. That’s a huge bite out of your income! Of course, asking prices for properties for sale have also dramatically increased during that same time period. The good news for Buyers is many Sellers are accepting offers below asking price with closing credits and cash incentives to buy down mortgage rates.

Rent prices may begin to stabilize during the next year, but don’t expect prices to drop quickly. “We are seeing moderation in construction costs and land costs, therefore there should be a corresponding rent stabilization in the near future,” Jeff Hess, development partner at Hawkins Homes and Communities, said. “However, some new multi-family projects are locked into old land and construction contracts, so the leveling off will still take some time. There is a slight uptick in inventory, but still in short supply for the near future.”

Although mortgage rates are expected to decline, they’re still high. The average fixed rate on a 30-year mortgage is expected to fluctuate between 6% and 6.5% this spring, according to housing economists interviewed by U.S. News.

Professional investors might be tapering down their home purchases, which could be a good development for frustrated homebuyers who find it hard to compete with investors’ lofty, quick-close, all-cash offers. “We have seen that investor activity has started to come down, which means that the typical homebuyer would be competing with fewer investors,” says Hannah Jones, an economic data analyst at Realtor.com. “We heard this over and over during the [COVID-19] pandemic. A family is looking to buy a home but they got outbid by investors.”

What Does This All Mean?
Market dynamics are changing so rapidly that most of us are at a loss on how to proceed. Shmuel Shayowitz, president and chief lending officer at Approved Funding, thinks anyone contemplating a home purchase this year needs to access personalized guidance and advice. That’s a fancy way of saying consult with a knowledgeable Realtor and Lender who can lay out your options so you can make an informed decision. If renting is the best option, your Realtor will tell you that. For instance, if you’re planning on staying in the area less than 2 years, you need to repair your credit, or other factors come into play, renting may be the best option. However, don’t be discouraged if you don’t have much money for a down payment, should you decide to buy. A good Realtor will connect you with a mortgage lender, if you don’t know one, who will have several loan options for your consideration. For example, Rocket Mortgage, the largest lender in the U.S. in 2022, announced its ONE+ program this week. United Wholesale Mortgage, the No. 2 lender, launched its Conventional 1% Down loans in April — then made them significantly more generous following Rocket’s announcement. The rival programs piggyback off of Fannie Mae’s HomeReady mortgages and Freddie Mac’s Home Possible loans. Those initiatives allow borrowers who make less than 80 percent of their neighborhoods’ median income to obtain a conventional loan with just 3 percent down.

Negotiating a cash incentive as part of your offer will give you money to buy down the mortgage interest rate, such as a 3-2-1 or a 2-1 buy down where the buyer can buy down the rate but needs a seller credit to do so,” Joshua Massieh, a mortgage broker at Pacwest Funding said. “The buydown would help the buyer get into the 4% rate range and that is a huge difference!” There are even O down programs available to first-time home buyers or military personnel. For the cost of what you pay to secure a rental property, you may be able to use that money to get into your own home.

Bottom Line
If all this information sounds Greek to you, don’t despair! A good Realtor can help you make sense of it all. They can even direct you to a credit repair agency that can help you repair your credit so you can get pre-qualified for a loan. The bottom line: renting vs. buying is a personal choice; only you can decide what’s right for you. Your Realtor can help guide you through the decision-making process so you can make an informed decision. The more you know, the easier your choice will be.

Kelly McCune
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